![]() **Option to purchase fee - Payable at the end of your agreement. *Acceptance Fee/Admin fee ¿ not required. PCP: At the end of the agreement there are three options: i) pay the optional final payment and own the vehicle ii) return the vehicle: subject to excess mileage and fair wear and tear, charges may apply or iii) replace: part exchange the vehicle. Total amount payable by customer: £28,410.55 Total amount payable by customer: £26,775.48 Lender: Volkswagen Financial Services (UK) Limited Speak to our team in Winsford, Cheshire and Trafford, Manchester, or apply online - remember you’ll enjoy award winning service throughout your experience.PCP (Personal Contract Purchase): £408.83/m Our product specialist team are happy to discuss your options and help you drive away in your perfect car with affordable repayments. At FOW deposits start from just £99, and because you’re in the driver’s seat you have the freedom to reduce your repayments or put some savings aside for a rainy day.Īpply or perform a FREE credit check online quickly and easily. Remember, with an HP car finance agreement, you have the flexibility to leave as much or as little deposit as you like. With an HP agreement, you also have the flexibility to adjust your term, up to a maximum of 5 years (60 months) and lock in a great finance rate for the entire term. Unlike a PCP there’s no mileage limit to worry about, and no ‘optional final payment’ - instead you’ll own the car once your final payment is made. Instead, you simply choose your deposit with repayments calculated based on your term. Hire Purchase (HP) finance allows you to lock in your interest rate (similar to a PCP), the only difference being you have no optional final payment. Apply online or speak to our product specialists in Winsford, Cheshire or Trafford, Manchester.Įnjoy the familiarity of a car and want to own it outright? An HP agreement is for you. ![]() Join the thousands of happy customers who got a great PCP finance deal with FOW. Of course, a PCP has its benefits - repayments are usually lower vs an HP agreement, you’ll have flexible ownership options once the final payment is made and can even refinance the optional final payment if you’re happy with the car. Remember, at FOW you only need a £99 deposit, and with fixed monthly repayments over the term you can lock in your interest rate with affordable repayments at a great rate. Naturally, at the end of the agreement, you can simply part exchange, pay the optional final payment, refinance this figure or simply hand the car back to the finance company. ![]() If your circumstances change, a PCP agreement gives you more freedom to secure a new deal.īecause it’s so flexible, we’ll guarantee the value of your new car - this is called a Guaranteed Future Value (GFV) or optional final payment - this is based on your annual mileage and term. A Personal Contract Purchase (PCP) is a great option if you like to change your car regularly with flexible ownership options to match your lifestyle. PCP finance is an exciting opportunity to get behind the wheel of your dream car. Remember you can perform a FREE credit check, apply for finance online or chat to our product specialists - at FOW we’re here to help. And with finance solutions starting from just 12.9% APR it couldn’t be any easier to secure a great deal on your new car. Lock in a great finance rate and enjoy fixed repayments - at FOW you’re in the driver’s seatīecause our terms are flexible, repayments can be spread over any period between 24 and 60 months ( HP) and up to 48 months on a PCP. Talking of options, we’ve got loads - each personalised to you with PCP and HP options available. The joy of car ownership has only begun, and at FOW, we’re here to help you secure the car of your dreams with a fantastic selection of nearly new car finance options. Adventures away with friends and family, the open road with the sun beating down, commuting to the office and even the school run. There’s no better feeling than getting behind the wheel of your new car. Live for the moment and enjoy that new car feeling with FOW
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